Call reports 2013
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2013
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,696,000 | 47,272,000 | 46,608,000 | 49,387,000 |
| Total loans | 19,035,000 | 18,887,000 | 19,233,000 | 19,180,000 |
| Allowance for loan losses | 257,000 | 259,000 | 259,000 | 262,000 |
| Securities available for sale | 21,194,000 | 22,140,000 | 20,458,000 | 23,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,708,000 | 41,465,000 | 40,205,000 | 42,538,000 |
| Interest-bearing deposits | 34,956,000 | 34,624,000 | 33,674,000 | 36,069,000 |
| Noninterest-bearing deposits | 6,752,000 | 6,840,000 | 6,531,000 | 6,469,000 |
| Equity capital | 5,930,000 | 5,752,000 | 5,841,000 | 5,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 899,000 | 1,348,000 | 1,798,000 |
| Interest expense | 64,000 | 126,000 | 180,000 | 227,000 |
| Net interest income | 390,000 | 773,000 | 1,168,000 | 1,571,000 |
| Noninterest income | 75,000 | 130,000 | 280,000 | 365,000 |
| Noninterest expense | 367,000 | 739,000 | 1,108,000 | 1,462,000 |
| Provision for loan losses | 3,000 | 7,000 | 9,000 | 13,000 |
| Pretax income | 95,000 | 157,000 | 331,000 | 460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 157,000 | 331,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,684,000 | 5,697,000 | 5,871,000 | 5,749,000 |
| Total capital | 5,941,000 | 5,956,000 | 6,130,000 | 6,011,000 |
| Risk-weighted assets | 24,407,000 | 24,251,000 | 24,034,000 | 24,876,000 |