Call reports 2012
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2012
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,110,000 | 48,335,000 | 48,031,000 | 48,291,000 |
| Total loans | 20,649,000 | 19,726,000 | 20,999,000 | 20,453,000 |
| Allowance for loan losses | 245,000 | 247,000 | 250,000 | 253,000 |
| Securities available for sale | 17,972,000 | 19,932,000 | 20,877,000 | 20,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,373,000 | 42,440,000 | 39,965,000 | 42,409,000 |
| Interest-bearing deposits | 35,537,000 | 35,783,000 | 33,847,000 | 35,823,000 |
| Noninterest-bearing deposits | 5,837,000 | 6,657,000 | 6,118,000 | 6,586,000 |
| Equity capital | 5,690,000 | 5,835,000 | 6,009,000 | 5,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 964,000 | 1,433,000 | 1,901,000 |
| Interest expense | 92,000 | 178,000 | 255,000 | 328,000 |
| Net interest income | 399,000 | 786,000 | 1,178,000 | 1,573,000 |
| Noninterest income | 78,000 | 154,000 | 238,000 | 325,000 |
| Noninterest expense | 340,000 | 688,000 | 1,033,000 | 1,447,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 13,000 |
| Pretax income | 134,000 | 310,000 | 438,000 | 613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 310,000 | 438,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,361,000 | 5,511,000 | 5,600,000 | 5,639,000 |
| Total capital | 5,606,000 | 5,758,000 | 5,850,000 | 5,892,000 |
| Risk-weighted assets | 25,242,000 | 24,934,000 | 25,908,000 | 25,677,000 |