Call reports 2011
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2011
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,574,000 | 46,728,000 | 45,427,000 | 46,690,000 |
| Total loans | 22,689,000 | 23,454,000 | 22,578,000 | 21,102,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 244,000 |
| Securities available for sale | 14,242,000 | 15,372,000 | 15,245,000 | 15,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,327,000 | 41,353,000 | 39,818,000 | 41,074,000 |
| Interest-bearing deposits | 34,811,000 | 35,799,000 | 34,429,000 | 36,008,000 |
| Noninterest-bearing deposits | 5,516,000 | 5,554,000 | 5,389,000 | 5,066,000 |
| Equity capital | 5,129,000 | 5,257,000 | 5,465,000 | 5,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 1,024,000 | 1,526,000 | 2,091,000 |
| Interest expense | 113,000 | 223,000 | 325,000 | 421,000 |
| Net interest income | 378,000 | 801,000 | 1,201,000 | 1,670,000 |
| Noninterest income | 77,000 | 156,000 | 241,000 | 317,000 |
| Noninterest expense | 358,000 | 722,000 | 1,050,000 | 1,418,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 19,000 |
| Pretax income | 94,000 | 229,000 | 383,000 | 548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 229,000 | 383,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,283,000 | 5,271,000 | 5,304,000 | 5,394,000 |
| Total capital | 5,526,000 | 5,514,000 | 5,547,000 | 5,638,000 |
| Risk-weighted assets | 26,909,000 | 27,821,000 | 26,810,000 | 26,064,000 |