Call reports 2010
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2010
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,795,000 | 44,926,000 | 44,858,000 | 44,337,000 |
| Total loans | 23,796,000 | 23,385,000 | 24,145,000 | 23,812,000 |
| Allowance for loan losses | 251,000 | 249,000 | 248,000 | 240,000 |
| Securities available for sale | 6,179,000 | 7,971,000 | 11,920,000 | 12,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,557,000 | 39,622,000 | 38,482,000 | 39,423,000 |
| Interest-bearing deposits | 33,037,000 | 33,977,000 | 33,449,000 | 34,395,000 |
| Noninterest-bearing deposits | 4,520,000 | 5,645,000 | 5,033,000 | 5,028,000 |
| Equity capital | 5,163,000 | 5,208,000 | 5,226,000 | 4,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 893,000 | 1,366,000 | 1,880,000 |
| Interest expense | 136,000 | 274,000 | 403,000 | 525,000 |
| Net interest income | 312,000 | 619,000 | 963,000 | 1,355,000 |
| Noninterest income | 82,000 | 173,000 | 269,000 | 349,000 |
| Noninterest expense | 310,000 | 620,000 | 1,010,000 | 1,399,000 |
| Provision for loan losses | 10,000 | 19,000 | 23,000 | 23,000 |
| Pretax income | 74,000 | 186,000 | 267,000 | 348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 186,000 | 267,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,035,000 | 5,127,000 | 5,157,000 | 5,189,000 |
| Total capital | 5,286,000 | 5,376,000 | 5,405,000 | 5,429,000 |
| Risk-weighted assets | 28,178,000 | 27,180,000 | 26,952,000 | 27,828,000 |