Call reports 2009
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2009
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,920,000 | 39,199,000 | 39,496,000 | 41,123,000 |
| Total loans | 25,600,000 | 25,309,000 | 25,176,000 | 24,006,000 |
| Allowance for loan losses | 241,000 | 222,000 | 232,000 | 243,000 |
| Securities available for sale | 9,133,000 | 7,056,000 | 7,820,000 | 6,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,855,000 | 34,058,000 | 34,213,000 | 36,058,000 |
| Interest-bearing deposits | 30,926,000 | 30,327,000 | 30,664,000 | 31,908,000 |
| Noninterest-bearing deposits | 3,929,000 | 3,731,000 | 3,549,000 | 4,150,000 |
| Equity capital | 4,977,000 | 5,020,000 | 5,137,000 | 5,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,020,000 | 1,505,000 | 1,980,000 |
| Interest expense | 178,000 | 340,000 | 486,000 | 626,000 |
| Net interest income | 335,000 | 680,000 | 1,019,000 | 1,354,000 |
| Noninterest income | 89,000 | 176,000 | 260,000 | 354,000 |
| Noninterest expense | 325,000 | 687,000 | 1,033,000 | 1,400,000 |
| Provision for loan losses | 0 | 6,000 | 16,000 | 26,000 |
| Pretax income | 97,000 | 161,000 | 228,000 | 276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 161,000 | 228,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,112,000 | 5,125,000 | 5,128,000 | 5,001,000 |
| Total capital | 5,353,000 | 5,347,000 | 5,360,000 | 5,244,000 |
| Risk-weighted assets | 28,287,000 | 27,634,000 | 27,198,000 | 27,054,000 |