Call reports 2008
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2008
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,988,000 | 41,978,000 | 42,279,000 | 40,782,000 |
| Total loans | 24,694,000 | 26,996,000 | 26,776,000 | 26,731,000 |
| Allowance for loan losses | 241,000 | 241,000 | 236,000 | 244,000 |
| Securities available for sale | 9,696,000 | 9,756,000 | 10,326,000 | 9,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,909,000 | 35,062,000 | 35,280,000 | 34,938,000 |
| Interest-bearing deposits | 32,070,000 | 30,990,000 | 31,361,000 | 30,686,000 |
| Noninterest-bearing deposits | 3,839,000 | 4,072,000 | 3,919,000 | 4,252,000 |
| Equity capital | 4,918,000 | 4,784,000 | 4,823,000 | 4,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,256,000 | 1,856,000 | 2,438,000 |
| Interest expense | 293,000 | 557,000 | 807,000 | 1,033,000 |
| Net interest income | 332,000 | 699,000 | 1,049,000 | 1,405,000 |
| Noninterest income | 98,000 | 189,000 | 278,000 | 371,000 |
| Noninterest expense | 345,000 | 662,000 | 1,010,000 | 1,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 85,000 | 226,000 | 219,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 226,000 | 219,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,916,000 | 4,977,000 | 4,920,000 | 5,015,000 |
| Total capital | 5,157,000 | 5,218,000 | 5,156,000 | 5,259,000 |
| Risk-weighted assets | 28,070,000 | 30,183,000 | 29,599,000 | 29,425,000 |