Call reports 2007
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2007
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,264,000 | 37,514,000 | 39,208,000 | 41,604,000 |
| Total loans | 23,255,000 | 24,479,000 | 25,563,000 | 24,478,000 |
| Allowance for loan losses | 249,000 | 258,000 | 242,000 | 237,000 |
| Securities available for sale | 7,169,000 | 6,877,000 | 6,651,000 | 5,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,437,000 | 32,776,000 | 34,292,000 | 36,624,000 |
| Interest-bearing deposits | 30,441,000 | 29,386,000 | 31,029,000 | 33,077,000 |
| Noninterest-bearing deposits | 2,996,000 | 3,389,000 | 3,263,000 | 3,547,000 |
| Equity capital | 4,556,000 | 4,496,000 | 4,654,000 | 4,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,302,000 | 1,990,000 | 2,682,000 |
| Interest expense | 271,000 | 554,000 | 851,000 | 1,163,000 |
| Net interest income | 366,000 | 748,000 | 1,139,000 | 1,519,000 |
| Noninterest income | 84,000 | 173,000 | 262,000 | 330,000 |
| Noninterest expense | 333,000 | 651,000 | 1,003,000 | 1,358,000 |
| Provision for loan losses | 6,000 | 13,000 | 25,000 | 25,000 |
| Pretax income | 111,000 | 257,000 | 374,000 | 466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 257,000 | 374,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,726,000 | 4,747,000 | 4,764,000 | 4,856,000 |
| Total capital | 4,975,000 | 5,005,000 | 5,006,000 | 5,093,000 |
| Risk-weighted assets | 25,903,000 | 27,259,000 | 28,471,000 | 27,918,000 |