Call reports 2006
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2006
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,458,000 | 36,051,000 | 36,664,000 | 37,916,000 |
| Total loans | 20,711,000 | 22,748,000 | 22,185,000 | 23,331,000 |
| Allowance for loan losses | 246,000 | 253,000 | 260,000 | 242,000 |
| Securities available for sale | 8,790,000 | 8,360,000 | 9,994,000 | 7,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,606,000 | 31,379,000 | 31,790,000 | 33,097,000 |
| Interest-bearing deposits | 26,970,000 | 27,886,000 | 28,518,000 | 29,947,000 |
| Noninterest-bearing deposits | 3,636,000 | 3,493,000 | 3,272,000 | 3,150,000 |
| Equity capital | 4,295,000 | 4,166,000 | 4,413,000 | 4,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,150,000 | 1,781,000 | 2,416,000 |
| Interest expense | 184,000 | 385,000 | 616,000 | 866,000 |
| Net interest income | 375,000 | 765,000 | 1,165,000 | 1,550,000 |
| Noninterest income | 76,000 | 160,000 | 243,000 | 343,000 |
| Noninterest expense | 339,000 | 683,000 | 1,030,000 | 1,366,000 |
| Provision for loan losses | 13,000 | 26,000 | 39,000 | 47,000 |
| Pretax income | 84,000 | 201,000 | 298,000 | 439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 201,000 | 298,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,606,000 | 4,598,000 | 4,649,000 | 4,715,000 |
| Total capital | 4,852,000 | 4,851,000 | 4,909,000 | 4,957,000 |
| Risk-weighted assets | 23,078,000 | 25,337,000 | 24,298,000 | 25,786,000 |