Call reports 2005
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2005
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,756,000 | 36,748,000 | 35,501,000 | 34,490,000 |
| Total loans | 18,146,000 | 20,926,000 | 20,165,000 | 19,666,000 |
| Allowance for loan losses | 205,000 | 232,000 | 265,000 | 230,000 |
| Securities available for sale | 13,187,000 | 11,846,000 | 11,083,000 | 10,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,963,000 | 30,396,000 | 30,260,000 | 29,598,000 |
| Interest-bearing deposits | 25,434,000 | 27,023,000 | 27,076,000 | 26,411,000 |
| Noninterest-bearing deposits | 3,529,000 | 3,373,000 | 3,183,000 | 3,187,000 |
| Equity capital | 4,290,000 | 4,434,000 | 4,384,000 | 4,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 996,000 | 1,503,000 | 2,040,000 |
| Interest expense | 124,000 | 268,000 | 427,000 | 601,000 |
| Net interest income | 352,000 | 728,000 | 1,076,000 | 1,439,000 |
| Noninterest income | 81,000 | 154,000 | 232,000 | 317,000 |
| Noninterest expense | 330,000 | 617,000 | 941,000 | 1,294,000 |
| Provision for loan losses | 13,000 | 46,000 | 59,000 | 72,000 |
| Pretax income | 86,000 | 251,000 | 340,000 | 422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 251,000 | 340,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,385,000 | 4,535,000 | 4,578,000 | 4,586,000 |
| Total capital | 4,590,000 | 4,767,000 | 4,843,000 | 4,816,000 |
| Risk-weighted assets | 21,016,000 | 23,103,000 | 22,736,000 | 22,368,000 |