Call reports 2004
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2004
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,972,000 | 37,346,000 | 34,903,000 | 34,993,000 |
| Total loans | 18,890,000 | 18,520,000 | 18,221,000 | 17,879,000 |
| Allowance for loan losses | 230,000 | 222,000 | 232,000 | 196,000 |
| Securities available for sale | 13,627,000 | 14,666,000 | 13,627,000 | 13,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,995,000 | 31,571,000 | 29,154,000 | 29,426,000 |
| Interest-bearing deposits | 28,067,000 | 27,988,000 | 25,991,000 | 26,099,000 |
| Noninterest-bearing deposits | 2,928,000 | 3,583,000 | 3,163,000 | 3,327,000 |
| Equity capital | 4,451,000 | 4,358,000 | 4,440,000 | 4,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 943,000 | 1,406,000 | 1,873,000 |
| Interest expense | 149,000 | 290,000 | 421,000 | 544,000 |
| Net interest income | 325,000 | 653,000 | 985,000 | 1,329,000 |
| Noninterest income | 96,000 | 194,000 | 281,000 | 369,000 |
| Noninterest expense | 320,000 | 632,000 | 967,000 | 1,273,000 |
| Provision for loan losses | 13,000 | 26,000 | 44,000 | 57,000 |
| Pretax income | 124,000 | 225,000 | 291,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 225,000 | 291,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,269,000 | 4,289,000 | 4,306,000 | 4,374,000 |
| Total capital | 4,499,000 | 4,511,000 | 4,538,000 | 4,570,000 |
| Risk-weighted assets | 22,333,000 | 22,222,000 | 21,312,000 | 20,788,000 |