Call reports 2003
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2003
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,147,000 | 37,429,000 | 37,875,000 | 37,696,000 |
| Total loans | 20,408,000 | 19,763,000 | 19,010,000 | 19,285,000 |
| Allowance for loan losses | 186,000 | 200,000 | 218,000 | 216,000 |
| Securities available for sale | 12,915,000 | 13,473,000 | 12,686,000 | 15,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,081,000 | 31,042,000 | 31,717,000 | 30,706,000 |
| Interest-bearing deposits | 27,470,000 | 28,282,000 | 28,700,000 | 27,675,000 |
| Noninterest-bearing deposits | 2,611,000 | 2,761,000 | 3,017,000 | 3,031,000 |
| Equity capital | 4,559,000 | 4,455,000 | 4,311,000 | 4,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,005,000 | 1,467,000 | 1,924,000 |
| Interest expense | 165,000 | 329,000 | 488,000 | 640,000 |
| Net interest income | 350,000 | 676,000 | 979,000 | 1,284,000 |
| Noninterest income | 70,000 | 151,000 | 236,000 | 315,000 |
| Noninterest expense | 316,000 | 621,000 | 927,000 | 1,246,000 |
| Provision for loan losses | 22,000 | 46,000 | 64,000 | 78,000 |
| Pretax income | 86,000 | 172,000 | 234,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 172,000 | 234,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,176,000 | 4,164,000 | 4,189,000 | 4,185,000 |
| Total capital | 4,362,000 | 4,364,000 | 4,407,000 | 4,401,000 |
| Risk-weighted assets | 22,887,000 | 22,797,000 | 22,543,000 | 22,878,000 |