Call reports 2001
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2001
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,851,000 | 37,748,000 | 38,894,000 | 38,067,000 |
| Total loans | 19,944,000 | 19,500,000 | 19,794,000 | 18,730,000 |
| Allowance for loan losses | 167,000 | 234,000 | 162,000 | 161,000 |
| Securities available for sale | 15,205,000 | 14,033,000 | 13,686,000 | 14,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,032,000 | 32,546,000 | 33,567,000 | 33,057,000 |
| Interest-bearing deposits | 30,398,000 | 30,269,000 | 31,223,000 | 30,395,000 |
| Noninterest-bearing deposits | 2,634,000 | 2,277,000 | 2,344,000 | 2,662,000 |
| Equity capital | 3,911,000 | 3,885,000 | 4,022,000 | 3,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,389,000 | 2,083,000 | 2,708,000 |
| Interest expense | 426,000 | 844,000 | 1,213,000 | 1,533,000 |
| Net interest income | 287,000 | 545,000 | 870,000 | 1,175,000 |
| Noninterest income | 80,000 | 164,000 | 247,000 | 325,000 |
| Noninterest expense | 293,000 | 558,000 | 839,000 | 1,147,000 |
| Provision for loan losses | 8,000 | 137,000 | 163,000 | 172,000 |
| Pretax income | 65,000 | 13,000 | 114,000 | 179,000 |
| Income tax | 8,000 | 0 | 0 | -16,000 |
| Net income | 57,000 | 13,000 | 114,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,840,000 | 3,795,000 | 3,822,000 | 3,903,000 |
| Total capital | 4,007,000 | 4,029,000 | 3,984,000 | 4,064,000 |
| Risk-weighted assets | 21,963,000 | 21,337,000 | 21,753,000 | 19,627,000 |