Call reports 2026
CHARTER WEST BANK — 2026
What CHARTER WEST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 531,516,000 | 547,900,000 |
| Total loans | 418,851,000 | 430,016,000 |
| Allowance for loan losses | 5,192,000 | 5,340,000 |
| Securities available for sale | 21,698,000 | 22,082,000 |
| Securities held to maturity | 7,470,000 | 7,923,000 |
| Trading assets | 0 | 0 |
| Total deposits | 472,934,000 | 486,279,000 |
| Interest-bearing deposits | 401,930,000 | 428,696,000 |
| Noninterest-bearing deposits | 71,004,000 | 57,583,000 |
| Equity capital | 46,644,000 | 49,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,779,000 | 16,170,000 |
| Interest expense | 2,978,000 | 6,132,000 |
| Net interest income | 4,801,000 | 10,038,000 |
| Noninterest income | 4,457,000 | 10,075,000 |
| Noninterest expense | 7,452,000 | 15,605,000 |
| Provision for loan losses | 150,000 | 345,000 |
| Pretax income | 1,656,000 | 4,163,000 |
| Income tax | 34,000 | 84,000 |
| Net income | 1,622,000 | 4,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 47,755,000 | 50,212,000 |