Call reports 2022
CHARTER WEST BANK — 2022
What CHARTER WEST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 404,025,000 | 407,384,000 | 414,929,000 | 415,343,000 |
| Total loans | 276,002,000 | 306,215,000 | 319,778,000 | 330,286,000 |
| Allowance for loan losses | 3,412,000 | 3,626,000 | 3,651,000 | 3,995,000 |
| Securities available for sale | 28,323,000 | 27,760,000 | 25,548,000 | 25,151,000 |
| Securities held to maturity | 7,258,000 | 6,975,000 | 6,909,000 | 6,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,414,000 | 363,085,000 | 371,501,000 | 361,715,000 |
| Interest-bearing deposits | 286,023,000 | 282,004,000 | 296,758,000 | 285,480,000 |
| Noninterest-bearing deposits | 73,391,000 | 81,080,000 | 74,744,000 | 76,236,000 |
| Equity capital | 35,795,000 | 35,155,000 | 34,544,000 | 35,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,295,000 | 6,969,000 | 11,370,000 | 16,322,000 |
| Interest expense | 213,000 | 429,000 | 1,104,000 | 2,290,000 |
| Net interest income | 3,082,000 | 6,540,000 | 10,266,000 | 14,032,000 |
| Noninterest income | 3,315,000 | 6,794,000 | 9,938,000 | 12,158,000 |
| Noninterest expense | 5,595,000 | 11,343,000 | 16,860,000 | 21,781,000 |
| Provision for loan losses | 90,000 | 311,000 | 551,000 | 2,851,000 |
| Pretax income | 712,000 | 1,680,000 | 2,793,000 | 1,558,000 |
| Income tax | 33,000 | 58,000 | 83,000 | 25,000 |
| Net income | 679,000 | 1,622,000 | 2,710,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,154,000 | 37,522,000 | 37,834,000 | 38,108,000 |