Call reports 2021
CHARTER WEST BANK — 2021
What CHARTER WEST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 348,245,000 | 399,055,000 | 408,778,000 | 405,261,000 |
| Total loans | 260,451,000 | 276,845,000 | 275,894,000 | 281,401,000 |
| Allowance for loan losses | 3,120,000 | 3,181,000 | 3,244,000 | 3,321,000 |
| Securities available for sale | 16,016,000 | 31,765,000 | 30,578,000 | 30,285,000 |
| Securities held to maturity | 7,735,000 | 7,053,000 | 7,452,000 | 7,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,098,000 | 349,444,000 | 356,859,000 | 355,405,000 |
| Interest-bearing deposits | 228,175,000 | 271,319,000 | 286,218,000 | 287,167,000 |
| Noninterest-bearing deposits | 73,923,000 | 78,124,000 | 70,641,000 | 68,237,000 |
| Equity capital | 33,952,000 | 36,966,000 | 39,591,000 | 39,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 6,108,000 | 9,412,000 | 12,789,000 |
| Interest expense | 527,000 | 953,000 | 1,258,000 | 1,510,000 |
| Net interest income | 2,478,000 | 5,155,000 | 8,154,000 | 11,279,000 |
| Noninterest income | 5,766,000 | 11,728,000 | 18,505,000 | 23,914,000 |
| Noninterest expense | 6,374,000 | 13,128,000 | 20,182,000 | 25,812,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 287,000 |
| Pretax income | 1,810,000 | 3,635,000 | 6,297,000 | 9,094,000 |
| Income tax | 25,000 | 50,000 | 76,000 | 158,000 |
| Net income | 1,785,000 | 3,585,000 | 6,221,000 | 8,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,024,000 | 36,223,000 | 38,861,000 | 39,475,000 |