Call reports 2018
CHARTER WEST BANK — 2018
What CHARTER WEST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,216,000 | 244,263,000 | 251,007,000 | 259,917,000 |
| Total loans | 180,293,000 | 183,790,000 | 195,481,000 | 201,945,000 |
| Allowance for loan losses | 2,320,000 | 2,342,000 | 2,364,000 | 2,390,000 |
| Securities available for sale | 17,911,000 | 16,698,000 | 16,478,000 | 16,487,000 |
| Securities held to maturity | 7,903,000 | 8,115,000 | 8,060,000 | 8,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,094,000 | 209,682,000 | 210,629,000 | 215,150,000 |
| Interest-bearing deposits | 155,214,000 | 164,179,000 | 167,085,000 | 171,203,000 |
| Noninterest-bearing deposits | 37,880,000 | 45,503,000 | 43,544,000 | 43,947,000 |
| Equity capital | 22,919,000 | 23,095,000 | 23,567,000 | 23,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,192,000 | 8,065,000 | 11,092,000 |
| Interest expense | 363,000 | 849,000 | 1,385,000 | 2,077,000 |
| Net interest income | 2,134,000 | 4,343,000 | 6,680,000 | 9,015,000 |
| Noninterest income | 1,022,000 | 2,658,000 | 4,673,000 | 6,584,000 |
| Noninterest expense | 2,659,000 | 5,835,000 | 9,091,000 | 12,164,000 |
| Provision for loan losses | 51,000 | 100,000 | 123,000 | 184,000 |
| Pretax income | 446,000 | 1,066,000 | 2,139,000 | 3,251,000 |
| Income tax | 20,000 | 41,000 | 61,000 | 85,000 |
| Net income | 426,000 | 1,025,000 | 2,078,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,649,000 | 22,863,000 | 23,391,000 | 23,079,000 |
| Total capital | 24,999,000 | 25,235,000 | 25,785,000 | 25,499,000 |
| Risk-weighted assets | 190,636,000 | 193,200,000 | 206,333,000 | 211,918,000 |