Call reports 2010
CHARTER WEST BANK — 2010
What CHARTER WEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 175,488,000 | 179,926,000 | 179,193,000 | 177,356,000 |
| Total loans | 123,100,000 | 123,188,000 | 129,515,000 | 129,969,000 |
| Allowance for loan losses | 1,936,000 | 1,944,000 | 1,944,000 | 1,928,000 |
| Securities available for sale | 17,355,000 | 17,910,000 | 15,222,000 | 14,678,000 |
| Securities held to maturity | 8,774,000 | 8,524,000 | 8,709,000 | 9,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,781,000 | 149,424,000 | 148,187,000 | 148,913,000 |
| Interest-bearing deposits | 123,574,000 | 130,688,000 | 128,963,000 | 127,559,000 |
| Noninterest-bearing deposits | 20,207,000 | 18,736,000 | 19,223,000 | 21,353,000 |
| Equity capital | 18,215,000 | 18,962,000 | 19,667,000 | 17,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,100,000 | 4,307,000 | 6,400,000 | 8,592,000 |
| Interest expense | 541,000 | 1,046,000 | 1,543,000 | 2,027,000 |
| Net interest income | 1,559,000 | 3,261,000 | 4,857,000 | 6,565,000 |
| Noninterest income | 567,000 | 1,371,000 | 2,552,000 | 4,326,000 |
| Noninterest expense | 1,623,000 | 3,217,000 | 5,007,000 | 7,200,000 |
| Provision for loan losses | 120,000 | 321,000 | 369,000 | 438,000 |
| Pretax income | 383,000 | 1,094,000 | 2,033,000 | 3,253,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 69,000 |
| Net income | 371,000 | 1,071,000 | 1,998,000 | 3,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,338,000 | 18,039,000 | 18,734,000 | 16,625,000 |
| Total capital | 19,073,000 | 19,751,000 | 20,498,000 | 18,391,000 |
| Risk-weighted assets | 138,635,000 | 136,702,000 | 140,924,000 | 141,089,000 |
Machine access — free, no API key
Every figure shown here about CHARTER WEST BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.