Call reports 2011
FIRST NATIONAL BANK OF THE MID-CITES — 2011
What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,078,000 | 34,305,000 | 36,252,000 | 36,645,000 |
| Total loans | 20,447,000 | 20,663,000 | 21,492,000 | 20,999,000 |
| Allowance for loan losses | 244,000 | 241,000 | 230,000 | 237,000 |
| Securities available for sale | 0 | 0 | 0 | 2,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,490,000 | 30,658,000 | 32,517,000 | 32,748,000 |
| Interest-bearing deposits | 18,353,000 | 17,707,000 | 17,748,000 | 17,333,000 |
| Noninterest-bearing deposits | 13,137,000 | 12,951,000 | 14,769,000 | 15,415,000 |
| Equity capital | 3,260,000 | 3,286,000 | 3,331,000 | 3,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 784,000 | 1,157,000 | 1,547,000 |
| Interest expense | 57,000 | 106,000 | 150,000 | 190,000 |
| Net interest income | 330,000 | 678,000 | 1,007,000 | 1,357,000 |
| Noninterest income | 65,000 | 153,000 | 239,000 | 310,000 |
| Noninterest expense | 378,000 | 775,000 | 1,195,000 | 1,526,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 17,000 | 56,000 | 51,000 | 130,000 |
| Income tax | 6,000 | 19,000 | 18,000 | 44,000 |
| Net income | 11,000 | 37,000 | 33,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,213,000 | 3,240,000 | 3,236,000 | 3,288,000 |
| Total capital | 3,457,000 | 3,481,000 | 3,466,000 | 3,525,000 |
| Risk-weighted assets | 22,122,000 | 22,319,000 | 21,729,000 | 21,914,000 |