Call reports 2010
FIRST NATIONAL BANK OF THE MID-CITES — 2010
What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,709,000 | 33,547,000 | 33,970,000 | 35,201,000 |
| Total loans | 22,604,000 | 23,796,000 | 22,187,000 | 21,671,000 |
| Allowance for loan losses | 361,000 | 346,000 | 307,000 | 265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,277,000 | 29,978,000 | 30,303,000 | 31,651,000 |
| Interest-bearing deposits | 19,615,000 | 18,697,000 | 19,694,000 | 18,812,000 |
| Noninterest-bearing deposits | 11,662,000 | 11,281,000 | 10,609,000 | 12,839,000 |
| Equity capital | 2,922,000 | 2,964,000 | 3,010,000 | 3,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 833,000 | 1,249,000 | 1,724,000 |
| Interest expense | 77,000 | 149,000 | 218,000 | 286,000 |
| Net interest income | 331,000 | 684,000 | 1,031,000 | 1,438,000 |
| Noninterest income | 78,000 | 170,000 | 295,000 | 338,000 |
| Noninterest expense | 392,000 | 777,000 | 1,171,000 | 1,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 85,000 | 155,000 | 244,000 |
| Income tax | 7,000 | 29,000 | 53,000 | 83,000 |
| Net income | 14,000 | 56,000 | 102,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,055,000 | 3,097,000 | 3,143,000 | 3,202,000 |
| Total capital | 3,372,000 | 3,413,000 | 3,435,000 | 3,467,000 |
| Risk-weighted assets | 24,904,000 | 25,919,000 | 23,957,000 | 23,024,000 |