Call reports 2009
FIRST NATIONAL BANK OF THE MID-CITES — 2009
What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,602,000 | 30,751,000 | 32,857,000 | 32,926,000 |
| Total loans | 22,339,000 | 22,317,000 | 22,613,000 | 22,383,000 |
| Allowance for loan losses | 427,000 | 400,000 | 380,000 | 380,000 |
| Securities available for sale | 1,544,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,479,000 | 27,573,000 | 29,629,000 | 29,691,000 |
| Interest-bearing deposits | 17,246,000 | 16,420,000 | 18,461,000 | 18,658,000 |
| Noninterest-bearing deposits | 12,233,000 | 11,153,000 | 11,168,000 | 11,033,000 |
| Equity capital | 3,017,000 | 2,948,000 | 2,970,000 | 2,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 851,000 | 1,261,000 | 1,675,000 |
| Interest expense | 123,000 | 210,000 | 297,000 | 382,000 |
| Net interest income | 279,000 | 641,000 | 964,000 | 1,293,000 |
| Noninterest income | 140,000 | 295,000 | 433,000 | 538,000 |
| Noninterest expense | 722,000 | 1,342,000 | 1,770,000 | 2,142,000 |
| Provision for loan losses | 168,000 | 168,000 | 168,000 | 182,000 |
| Pretax income | -471,000 | -530,000 | -497,000 | -449,000 |
| Income tax | -160,000 | -179,000 | -168,000 | -151,000 |
| Net income | -311,000 | -351,000 | -329,000 | -298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,028,000 | 2,988,000 | 3,010,000 | 3,041,000 |
| Total capital | 3,357,000 | 3,307,000 | 3,334,000 | 3,342,000 |
| Risk-weighted assets | 26,252,000 | 25,861,000 | 25,904,000 | 24,078,000 |