Call reports 2007
FIRST NATIONAL BANK OF THE MID-CITES — 2007
What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,048,000 | 42,696,000 | 42,088,000 | 39,991,000 |
| Total loans | 21,461,000 | 21,173,000 | 19,374,000 | 19,336,000 |
| Allowance for loan losses | 412,000 | 417,000 | 399,000 | 254,000 |
| Securities available for sale | 1,511,000 | 1,511,000 | 2,015,000 | 3,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,181,000 | 38,670,000 | 37,631,000 | 35,656,000 |
| Interest-bearing deposits | 23,759,000 | 25,440,000 | 25,442,000 | 24,141,000 |
| Noninterest-bearing deposits | 13,422,000 | 13,230,000 | 12,189,000 | 11,515,000 |
| Equity capital | 3,315,000 | 3,455,000 | 3,727,000 | 3,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,346,000 | 2,008,000 | 2,630,000 |
| Interest expense | 215,000 | 455,000 | 706,000 | 951,000 |
| Net interest income | 470,000 | 891,000 | 1,302,000 | 1,679,000 |
| Noninterest income | 321,000 | 574,000 | 1,294,000 | 1,559,000 |
| Noninterest expense | 771,000 | 1,457,000 | 2,169,000 | 2,816,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | 20,000 | 8,000 | 418,000 | 413,000 |
| Income tax | 7,000 | 4,000 | 144,000 | 143,000 |
| Net income | 13,000 | 4,000 | 274,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,315,000 | 3,455,000 | 3,727,000 | 3,723,000 |
| Total capital | 3,676,000 | 3,807,000 | 4,054,000 | 3,977,000 |
| Risk-weighted assets | 28,751,000 | 28,109,000 | 25,949,000 | 25,942,000 |