Call reports 2005

FIRST NATIONAL BANK OF THE MID-CITES — 2005

Name: FIRST NATIONAL BANK OF THE MID-CITES — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF THE MID-CITES

What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf2eb0b4-f1d5-406f-83c8-1819a892e602/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	56,072,000	53,237,000	51,877,000	50,399,000
Total loans	45,935,000	42,427,000	41,854,000	40,299,000
Allowance for loan losses	387,000	438,000	440,000	441,000
Securities available for sale	1,960,000	1,971,000	1,972,000	1,977,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	50,700,000	48,173,000	45,900,000	43,877,000
Interest-bearing deposits	33,918,000	33,346,000	31,264,000	28,308,000
Noninterest-bearing deposits	16,782,000	14,827,000	14,636,000	15,569,000
Equity capital	3,766,000	3,914,000	3,966,000	3,648,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	848,000	1,745,000	2,647,000	3,542,000
Interest expense	206,000	424,000	645,000	869,000
Net interest income	642,000	1,321,000	2,002,000	2,673,000
Noninterest income	270,000	631,000	873,000	1,105,000
Noninterest expense	729,000	1,477,000	2,211,000	3,529,000
Provision for loan losses	8,000	94,000	211,000	270,000
Pretax income	175,000	381,000	453,000	-21,000
Income tax	46,000	111,000	131,000	-22,000
Net income	129,000	270,000	322,000	1,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	3,792,000	3,933,000	3,985,000	3,663,000
Total capital	4,179,000	4,371,000	4,425,000	4,104,000
Risk-weighted assets	49,512,000	46,328,000	45,768,000	44,227,000