Call reports 2004

FIRST NATIONAL BANK OF THE MID-CITES — 2004

Name: FIRST NATIONAL BANK OF THE MID-CITES — FFIEC call report 2004
Creator: FIRST NATIONAL BANK OF THE MID-CITES

What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf2eb0b4-f1d5-406f-83c8-1819a892e602/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	48,272,000	50,428,000	49,705,000	55,184,000
Total loans	35,785,000	35,604,000	38,463,000	42,392,000
Allowance for loan losses	531,000	470,000	382,000	420,000
Securities available for sale	2,507,000	2,466,000	2,481,000	2,471,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	43,703,000	45,652,000	44,372,000	50,435,000
Interest-bearing deposits	29,648,000	32,438,000	31,313,000	32,826,000
Noninterest-bearing deposits	14,055,000	13,214,000	13,059,000	17,609,000
Equity capital	3,535,000	3,597,000	3,599,000	3,645,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	690,000	1,390,000	2,108,000	2,913,000
Interest expense	151,000	323,000	507,000	706,000
Net interest income	539,000	1,067,000	1,601,000	2,207,000
Noninterest income	169,000	352,000	572,000	799,000
Noninterest expense	613,000	1,196,000	1,866,000	2,567,000
Provision for loan losses	2,000	5,000	120,000	180,000
Pretax income	93,000	218,000	187,000	259,000
Income tax	31,000	72,000	48,000	68,000
Net income	62,000	146,000	139,000	191,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	3,534,000	3,618,000	3,611,000	3,663,000
Total capital	4,034,000	4,088,000	3,993,000	4,083,000
Risk-weighted assets	39,997,000	40,276,000	41,859,000	46,185,000