Call reports 2002
FIRST NATIONAL BANK OF THE MID-CITES — 2002
What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,164,000 | 42,700,000 | 45,942,000 | 48,439,000 |
| Total loans | 31,306,000 | 31,539,000 | 31,709,000 | 31,113,000 |
| Allowance for loan losses | 494,000 | 675,000 | 647,000 | 620,000 |
| Securities available for sale | 0 | 0 | 0 | 503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,619,000 | 39,017,000 | 42,117,000 | 44,589,000 |
| Interest-bearing deposits | 24,369,000 | 24,640,000 | 27,990,000 | 30,490,000 |
| Noninterest-bearing deposits | 14,250,000 | 14,377,000 | 14,127,000 | 14,099,000 |
| Equity capital | 3,108,000 | 3,183,000 | 3,278,000 | 3,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,367,000 | 2,038,000 | 2,732,000 |
| Interest expense | 218,000 | 407,000 | 584,000 | 781,000 |
| Net interest income | 464,000 | 960,000 | 1,454,000 | 1,951,000 |
| Noninterest income | 247,000 | 670,000 | 892,000 | 1,105,000 |
| Noninterest expense | 579,000 | 1,159,000 | 1,729,000 | 2,330,000 |
| Provision for loan losses | 24,000 | 249,000 | 251,000 | 253,000 |
| Pretax income | 108,000 | 222,000 | 366,000 | 473,000 |
| Income tax | 37,000 | 76,000 | 125,000 | 162,000 |
| Net income | 71,000 | 146,000 | 241,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,108,000 | 3,183,000 | 3,278,000 | 3,348,000 |
| Total capital | 3,535,000 | 3,623,000 | 3,725,000 | 3,801,000 |
| Risk-weighted assets | 34,056,000 | 34,962,000 | 36,267,000 | 36,040,000 |