Call reports 2001
FIRST NATIONAL BANK OF THE MID-CITES — 2001
What FIRST NATIONAL BANK OF THE MID-CITES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,921,000 | 41,582,000 | 42,382,000 | 42,863,000 |
| Total loans | 31,950,000 | 31,213,000 | 31,059,000 | 29,940,000 |
| Allowance for loan losses | 512,000 | 511,000 | 505,000 | 475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,121,000 | 37,623,000 | 38,447,000 | 39,149,000 |
| Interest-bearing deposits | 26,655,000 | 25,095,000 | 25,348,000 | 25,539,000 |
| Noninterest-bearing deposits | 13,466,000 | 12,528,000 | 13,099,000 | 13,610,000 |
| Equity capital | 3,442,000 | 3,525,000 | 3,438,000 | 3,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,656,000 | 2,431,000 | 3,170,000 |
| Interest expense | 341,000 | 664,000 | 966,000 | 1,224,000 |
| Net interest income | 507,000 | 992,000 | 1,465,000 | 1,946,000 |
| Noninterest income | 179,000 | 402,000 | 605,000 | 762,000 |
| Noninterest expense | 635,000 | 1,218,000 | 1,797,000 | 2,580,000 |
| Provision for loan losses | 0 | 0 | 0 | 23,000 |
| Pretax income | 50,000 | 175,000 | 272,000 | 104,000 |
| Income tax | 18,000 | 60,000 | 94,000 | 35,000 |
| Net income | 32,000 | 115,000 | 178,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,442,000 | 3,525,000 | 3,438,000 | 3,037,000 |
| Total capital | 3,881,000 | 3,956,000 | 3,870,000 | 3,463,000 |
| Risk-weighted assets | 35,058,000 | 34,395,000 | 34,453,000 | 34,024,000 |