Call reports 2008
FIRST BANK OF BEVERLY HILLS — 2008
What FIRST BANK OF BEVERLY HILLS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,410,692,000 | 1,332,288,000 | 1,265,419,000 | 1,491,148,000 |
| Total loans | 972,206,000 | 936,249,000 | 901,242,000 | 842,311,000 |
| Allowance for loan losses | 22,353,000 | 21,193,000 | 37,938,000 | 29,927,000 |
| Securities available for sale | 378,864,000 | 355,008,000 | 322,205,000 | 444,742,000 |
| Securities held to maturity | 6,948,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,407,000 | 648,777,000 | 680,763,000 | 1,016,459,000 |
| Interest-bearing deposits | 645,861,000 | 647,692,000 | 679,307,000 | 1,014,870,000 |
| Noninterest-bearing deposits | 1,546,000 | 1,085,000 | 1,456,000 | 1,589,000 |
| Equity capital | 128,740,000 | 132,474,000 | 114,984,000 | 51,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 22,798,000 | 43,728,000 | 63,463,000 | 78,562,000 |
| Interest expense | 14,885,000 | 27,790,000 | 39,320,000 | 51,920,000 |
| Net interest income | 7,913,000 | 15,938,000 | 24,143,000 | 26,642,000 |
| Noninterest income | 27,000 | 56,000 | 1,502,000 | 1,467,000 |
| Noninterest expense | 2,950,000 | 5,494,000 | 7,886,000 | 11,080,000 |
| Provision for loan losses | 661,000 | 4,550,000 | 24,427,000 | 61,850,000 |
| Pretax income | 4,375,000 | 5,762,000 | -10,742,000 | -93,678,000 |
| Income tax | 1,794,000 | 2,365,000 | -4,406,000 | -4,664,000 |
| Net income | 2,581,000 | 3,397,000 | -6,336,000 | -89,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,850,000 | 137,442,000 | 124,284,000 | 46,943,000 |
| Total capital | 143,588,000 | 149,873,000 | 136,222,000 | 58,566,000 |
| Risk-weighted assets | 1,009,443,000 | 984,547,000 | 927,824,000 | 908,423,000 |