Call reports 2007
FIRST BANK OF BEVERLY HILLS — 2007
What FIRST BANK OF BEVERLY HILLS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,579,475,000 | 1,564,471,000 | 1,527,785,000 | 1,452,783,000 |
| Total loans | 1,052,203,000 | 1,041,066,000 | 1,028,182,000 | 985,074,000 |
| Allowance for loan losses | 7,886,000 | 8,261,000 | 9,340,000 | 21,692,000 |
| Securities available for sale | 465,179,000 | 454,369,000 | 435,915,000 | 420,696,000 |
| Securities held to maturity | 9,771,000 | 9,784,000 | 9,797,000 | 9,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 766,724,000 | 714,086,000 | 737,257,000 | 652,503,000 |
| Interest-bearing deposits | 765,359,000 | 712,726,000 | 735,117,000 | 651,549,000 |
| Noninterest-bearing deposits | 1,365,000 | 1,360,000 | 2,140,000 | 954,000 |
| Equity capital | 143,629,000 | 141,034,000 | 143,687,000 | 126,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 25,199,000 | 51,000,000 | 77,068,000 | 101,751,000 |
| Interest expense | 16,798,000 | 34,031,000 | 51,448,000 | 67,836,000 |
| Net interest income | 8,401,000 | 16,969,000 | 25,620,000 | 33,915,000 |
| Noninterest income | 23,000 | -162,000 | -134,000 | -77,000 |
| Noninterest expense | 2,770,000 | 5,489,000 | 8,468,000 | 13,795,000 |
| Provision for loan losses | 173,000 | 825,000 | 1,903,000 | 14,317,000 |
| Pretax income | 5,481,000 | 10,493,000 | 15,115,000 | 5,726,000 |
| Income tax | 2,304,000 | 4,412,000 | 6,192,000 | 2,247,000 |
| Net income | 3,177,000 | 6,081,000 | 8,923,000 | 3,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,094,000 | 142,552,000 | 143,019,000 | 128,266,000 |
| Total capital | 149,980,000 | 150,813,000 | 152,359,000 | 141,432,000 |
| Risk-weighted assets | 1,100,935,000 | 1,126,933,000 | 1,096,401,000 | 1,044,790,000 |