Call reports 2005
FIRST BANK OF BEVERLY HILLS — 2005
What FIRST BANK OF BEVERLY HILLS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 1,373,333,000 | 1,368,078,000 |
| Total loans | 943,627,000 | 955,473,000 |
| Allowance for loan losses | 7,063,000 | 7,035,000 |
| Securities available for sale | 358,075,000 | 345,952,000 |
| Securities held to maturity | 9,695,000 | 9,708,000 |
| Trading assets | 0 | 0 |
| Total deposits | 595,848,000 | 625,738,000 |
| Interest-bearing deposits | 590,923,000 | 621,083,000 |
| Noninterest-bearing deposits | 4,925,000 | 4,655,000 |
| Equity capital | 130,649,000 | 133,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 56,688,000 | 77,564,000 |
| Interest expense | 26,179,000 | 37,150,000 |
| Net interest income | 30,509,000 | 40,414,000 |
| Noninterest income | 252,000 | 311,000 |
| Noninterest expense | 9,644,000 | 11,976,000 |
| Provision for loan losses | -91,000 | -65,000 |
| Pretax income | 21,208,000 | 28,814,000 |
| Income tax | 8,870,000 | 11,959,000 |
| Net income | 12,338,000 | 16,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 130,347,000 | 134,557,000 |
| Total capital | 137,410,000 | 141,592,000 |
| Risk-weighted assets | 948,780,000 | 932,517,000 |