Call reports 2013
FIRST NATIONAL BANK OF HICO, THE — 2013
What FIRST NATIONAL BANK OF HICO, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 41,903,000 | 41,767,000 |
| Total loans | 13,509,000 | 12,902,000 |
| Allowance for loan losses | 243,000 | 245,000 |
| Securities available for sale | 20,667,000 | 19,522,000 |
| Securities held to maturity | 4,140,000 | 3,734,000 |
| Trading assets | 0 | 0 |
| Total deposits | 36,855,000 | 36,833,000 |
| Interest-bearing deposits | 24,271,000 | 24,229,000 |
| Noninterest-bearing deposits | 12,584,000 | 12,604,000 |
| Equity capital | 5,039,000 | 4,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 360,000 | 711,000 |
| Interest expense | 25,000 | 49,000 |
| Net interest income | 335,000 | 662,000 |
| Noninterest income | 90,000 | 176,000 |
| Noninterest expense | 300,000 | 641,000 |
| Provision for loan losses | 0 | -5,000 |
| Pretax income | 125,000 | 202,000 |
| Income tax | 0 | 0 |
| Net income | 125,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 4,629,000 | 4,706,000 |
| Total capital | 4,872,000 | 4,941,000 |
| Risk-weighted assets | 19,883,000 | 18,780,000 |