Call reports 2012
FIRST NATIONAL BANK OF HICO, THE — 2012
What FIRST NATIONAL BANK OF HICO, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,469,000 | 40,931,000 | 42,877,000 | 45,983,000 |
| Total loans | 14,801,000 | 13,970,000 | 13,959,000 | 13,528,000 |
| Allowance for loan losses | 251,000 | 235,000 | 240,000 | 243,000 |
| Securities available for sale | 14,180,000 | 15,653,000 | 16,517,000 | 20,552,000 |
| Securities held to maturity | 6,201,000 | 5,577,000 | 4,545,000 | 4,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,881,000 | 36,164,000 | 37,817,000 | 40,890,000 |
| Interest-bearing deposits | 24,589,000 | 25,006,000 | 25,186,000 | 25,329,000 |
| Noninterest-bearing deposits | 12,292,000 | 11,157,000 | 12,631,000 | 15,561,000 |
| Equity capital | 4,577,000 | 4,753,000 | 5,043,000 | 5,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 765,000 | 1,139,000 | 1,503,000 |
| Interest expense | 38,000 | 75,000 | 111,000 | 145,000 |
| Net interest income | 353,000 | 690,000 | 1,028,000 | 1,358,000 |
| Noninterest income | 85,000 | 165,000 | 249,000 | 332,000 |
| Noninterest expense | 292,000 | 590,000 | 892,000 | 1,224,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 262,000 | 382,000 | 463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 262,000 | 382,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,267,000 | 4,381,000 | 4,502,000 | 4,504,000 |
| Total capital | 4,518,000 | 4,616,000 | 4,742,000 | 4,747,000 |
| Risk-weighted assets | 21,514,000 | 20,081,000 | 19,667,000 | 20,414,000 |