Call reports 2011
FIRST NATIONAL BANK OF HICO, THE — 2011
What FIRST NATIONAL BANK OF HICO, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,144,000 | 37,881,000 | 38,856,000 | 39,684,000 |
| Total loans | 14,374,000 | 14,045,000 | 14,568,000 | 14,734,000 |
| Allowance for loan losses | 251,000 | 249,000 | 251,000 | 251,000 |
| Securities available for sale | 7,514,000 | 9,563,000 | 12,023,000 | 12,220,000 |
| Securities held to maturity | 8,321,000 | 7,843,000 | 7,314,000 | 7,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,182,000 | 33,735,000 | 34,263,000 | 34,975,000 |
| Interest-bearing deposits | 22,968,000 | 23,649,000 | 22,817,000 | 24,089,000 |
| Noninterest-bearing deposits | 10,214,000 | 10,086,000 | 11,445,000 | 10,886,000 |
| Equity capital | 3,948,000 | 4,132,000 | 4,576,000 | 4,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 771,000 | 1,167,000 | 1,553,000 |
| Interest expense | 44,000 | 85,000 | 126,000 | 167,000 |
| Net interest income | 347,000 | 686,000 | 1,041,000 | 1,386,000 |
| Noninterest income | 90,000 | 208,000 | 269,000 | 353,000 |
| Noninterest expense | 291,000 | 591,000 | 878,000 | 1,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 303,000 | 498,000 | 585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 303,000 | 498,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,862,000 | 4,019,000 | 4,214,000 | 4,300,000 |
| Total capital | 4,105,000 | 4,266,000 | 4,465,000 | 4,551,000 |
| Risk-weighted assets | 19,472,000 | 19,782,000 | 20,333,000 | 20,331,000 |