Call reports 2010
FIRST NATIONAL BANK OF HICO, THE — 2010
What FIRST NATIONAL BANK OF HICO, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,187,000 | 36,754,000 | 37,950,000 | 35,759,000 |
| Total loans | 13,727,000 | 14,369,000 | 15,040,000 | 15,078,000 |
| Allowance for loan losses | 247,000 | 246,000 | 247,000 | 257,000 |
| Securities available for sale | 5,572,000 | 5,433,000 | 7,190,000 | 8,232,000 |
| Securities held to maturity | 11,101,000 | 10,464,000 | 9,692,000 | 9,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,410,000 | 32,818,000 | 33,810,000 | 31,739,000 |
| Interest-bearing deposits | 23,038,000 | 23,335,000 | 23,642,000 | 22,208,000 |
| Noninterest-bearing deposits | 9,372,000 | 9,483,000 | 10,168,000 | 9,531,000 |
| Equity capital | 3,762,000 | 3,917,000 | 4,119,000 | 4,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 812,000 | 1,221,000 | 1,629,000 |
| Interest expense | 55,000 | 107,000 | 160,000 | 210,000 |
| Net interest income | 350,000 | 705,000 | 1,061,000 | 1,419,000 |
| Noninterest income | 82,000 | 150,000 | 230,000 | 317,000 |
| Noninterest expense | 287,000 | 590,000 | 885,000 | 1,223,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 145,000 | 265,000 | 406,000 | 503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 265,000 | 406,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,683,000 | 3,803,000 | 3,944,000 | 4,042,000 |
| Total capital | 3,921,000 | 4,049,000 | 4,191,000 | 4,291,000 |
| Risk-weighted assets | 19,054,000 | 19,708,000 | 20,347,000 | 19,911,000 |