Call reports 2002
FIRST NATIONAL BANK OF HICO, THE — 2002
What FIRST NATIONAL BANK OF HICO, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,857,000 | 24,345,000 | 24,792,000 | 24,386,000 |
| Total loans | 10,791,000 | 10,755,000 | 10,851,000 | 10,519,000 |
| Allowance for loan losses | 230,000 | 231,000 | 231,000 | 231,000 |
| Securities available for sale | 7,883,000 | 8,202,000 | 7,760,000 | 8,773,000 |
| Securities held to maturity | 2,422,000 | 2,178,000 | 2,272,000 | 2,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,328,000 | 21,675,000 | 21,936,000 | 21,502,000 |
| Interest-bearing deposits | 16,357,000 | 16,750,000 | 17,207,000 | 16,567,000 |
| Noninterest-bearing deposits | 4,971,000 | 4,925,000 | 4,729,000 | 4,935,000 |
| Equity capital | 2,337,000 | 2,500,000 | 2,699,000 | 2,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 682,000 | 1,012,000 | 1,331,000 |
| Interest expense | 95,000 | 183,000 | 267,000 | 341,000 |
| Net interest income | 254,000 | 499,000 | 745,000 | 990,000 |
| Noninterest income | 41,000 | 88,000 | 123,000 | 139,000 |
| Noninterest expense | 221,000 | 430,000 | 638,000 | 861,000 |
| Provision for loan losses | 0 | 0 | -8,000 | -8,000 |
| Pretax income | 74,000 | 157,000 | 238,000 | 331,000 |
| Income tax | 72,000 | 72,000 | 72,000 | 87,000 |
| Net income | 2,000 | 85,000 | 166,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,322,000 | 2,405,000 | 2,486,000 | 2,564,000 |
| Total capital | 2,489,000 | 2,568,000 | 2,653,000 | 2,726,000 |
| Risk-weighted assets | 13,164,000 | 12,992,000 | 13,298,000 | 12,865,000 |