Call reports 2001
FIRST NATIONAL BANK OF HICO, THE — 2001
What FIRST NATIONAL BANK OF HICO, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,638,000 | 24,055,000 | 24,114,000 | 24,391,000 |
| Total loans | 9,821,000 | 10,443,000 | 10,681,000 | 10,619,000 |
| Allowance for loan losses | 242,000 | 233,000 | 227,000 | 227,000 |
| Securities available for sale | 7,569,000 | 7,011,000 | 7,816,000 | 8,483,000 |
| Securities held to maturity | 2,878,000 | 2,854,000 | 2,719,000 | 2,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,777,000 | 21,133,000 | 21,341,000 | 21,865,000 |
| Interest-bearing deposits | 15,427,000 | 16,059,000 | 16,687,000 | 17,012,000 |
| Noninterest-bearing deposits | 4,350,000 | 5,074,000 | 4,654,000 | 4,853,000 |
| Equity capital | 2,699,000 | 2,766,000 | 2,582,000 | 2,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 787,000 | 1,180,000 | 1,555,000 |
| Interest expense | 154,000 | 301,000 | 437,000 | 553,000 |
| Net interest income | 245,000 | 486,000 | 743,000 | 1,002,000 |
| Noninterest income | 56,000 | 111,000 | 145,000 | 216,000 |
| Noninterest expense | 185,000 | 388,000 | 582,000 | 803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 209,000 | 306,000 | 415,000 |
| Income tax | 18,000 | 35,000 | 53,000 | 105,000 |
| Net income | 98,000 | 174,000 | 253,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,639,000 | 2,715,000 | 2,459,000 | 2,319,000 |
| Total capital | 2,792,000 | 2,885,000 | 2,625,000 | 2,484,000 |
| Risk-weighted assets | 12,132,000 | 13,551,000 | 13,192,000 | 13,164,000 |