Call reports 2025
PENTUCKET BANK — 2025
What PENTUCKET BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,080,144,000 | 1,084,078,000 | 1,110,001,000 | 1,112,593,000 |
| Total loans | 864,720,000 | 866,903,000 | 893,296,000 | 898,269,000 |
| Allowance for loan losses | 7,930,000 | 8,048,000 | 9,014,000 | 9,402,000 |
| Securities available for sale | 112,852,000 | 117,425,000 | 117,971,000 | 114,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 856,755,000 | 859,298,000 | 874,846,000 | 880,195,000 |
| Interest-bearing deposits | 730,149,000 | 734,995,000 | 746,935,000 | 757,516,000 |
| Noninterest-bearing deposits | 126,606,000 | 124,303,000 | 127,911,000 | 122,679,000 |
| Equity capital | 108,166,000 | 109,760,000 | 112,521,000 | 115,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,040,000 | 24,419,000 | 37,226,000 | 50,221,000 |
| Interest expense | 5,992,000 | 11,822,000 | 17,778,000 | 23,647,000 |
| Net interest income | 6,048,000 | 12,597,000 | 19,448,000 | 26,574,000 |
| Noninterest income | 684,000 | 1,467,000 | 2,285,000 | 3,232,000 |
| Noninterest expense | 6,415,000 | 12,911,000 | 19,582,000 | 26,731,000 |
| Provision for loan losses | 153,000 | 262,000 | 1,226,000 | 1,616,000 |
| Pretax income | 43,000 | 1,740,000 | 3,500,000 | 4,677,000 |
| Income tax | -62,000 | 243,000 | 663,000 | 845,000 |
| Net income | 105,000 | 1,497,000 | 2,837,000 | 3,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,054,000 | 124,446,000 | 125,785,000 | 126,781,000 |