Call reports 2024
PENTUCKET BANK — 2024
What PENTUCKET BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,032,548,000 | 1,064,427,000 | 1,082,742,000 | 1,075,665,000 |
| Total loans | 823,666,000 | 853,142,000 | 860,923,000 | 866,558,000 |
| Allowance for loan losses | 7,572,000 | 7,548,000 | 7,549,000 | 7,803,000 |
| Securities available for sale | 117,270,000 | 114,526,000 | 115,414,000 | 110,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,498,000 | 787,869,000 | 834,546,000 | 838,549,000 |
| Interest-bearing deposits | 674,387,000 | 661,310,000 | 705,942,000 | 715,530,000 |
| Noninterest-bearing deposits | 129,111,000 | 126,559,000 | 128,604,000 | 123,019,000 |
| Equity capital | 103,390,000 | 104,297,000 | 108,735,000 | 106,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,991,000 | 22,703,000 | 34,696,000 | 46,868,000 |
| Interest expense | 5,144,000 | 10,895,000 | 17,160,000 | 23,345,000 |
| Net interest income | 5,847,000 | 11,808,000 | 17,536,000 | 23,523,000 |
| Noninterest income | 794,000 | 2,540,000 | 3,369,000 | 4,156,000 |
| Noninterest expense | 6,123,000 | 12,486,000 | 19,158,000 | 25,122,000 |
| Provision for loan losses | 255,000 | 255,000 | 245,000 | 495,000 |
| Pretax income | 1,408,000 | 2,713,000 | 3,847,000 | 3,820,000 |
| Income tax | 243,000 | 507,000 | 755,000 | 429,000 |
| Net income | 1,165,000 | 2,206,000 | 3,092,000 | 3,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,723,000 | 121,731,000 | 122,650,000 | 122,949,000 |