Call reports 2023
PENTUCKET BANK — 2023
What PENTUCKET BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 968,278,000 | 968,393,000 | 967,216,000 | 1,016,504,000 |
| Total loans | 745,694,000 | 750,128,000 | 772,546,000 | 808,965,000 |
| Allowance for loan losses | 6,256,000 | 6,380,000 | 6,686,000 | 7,310,000 |
| Securities available for sale | 128,552,000 | 122,994,000 | 114,821,000 | 119,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,065,000 | 814,572,000 | 832,409,000 | 822,598,000 |
| Interest-bearing deposits | 665,748,000 | 671,535,000 | 691,607,000 | 675,891,000 |
| Noninterest-bearing deposits | 144,317,000 | 143,037,000 | 140,802,000 | 146,707,000 |
| Equity capital | 103,450,000 | 103,221,000 | 99,112,000 | 103,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,893,000 | 18,365,000 | 28,267,000 | 38,966,000 |
| Interest expense | 2,272,000 | 5,299,000 | 9,039,000 | 13,559,000 |
| Net interest income | 6,621,000 | 13,066,000 | 19,228,000 | 25,407,000 |
| Noninterest income | 784,000 | 1,614,000 | 2,400,000 | 3,295,000 |
| Noninterest expense | 6,333,000 | 12,307,000 | 18,149,000 | 21,695,000 |
| Provision for loan losses | 90,000 | 210,000 | 360,000 | 990,000 |
| Pretax income | 560,000 | 2,101,000 | 2,283,000 | 6,974,000 |
| Income tax | 34,000 | 362,000 | 353,000 | 1,496,000 |
| Net income | 526,000 | 1,739,000 | 1,930,000 | 5,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,605,000 | 118,818,000 | 119,009,000 | 119,558,000 |