Call reports 2022
PENTUCKET BANK — 2022
What PENTUCKET BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 966,535,000 | 941,862,000 | 946,817,000 | 945,137,000 |
| Total loans | 712,590,000 | 708,555,000 | 722,499,000 | 721,726,000 |
| Allowance for loan losses | 7,499,000 | 7,186,000 | 7,241,000 | 6,647,000 |
| Securities available for sale | 130,138,000 | 128,991,000 | 127,946,000 | 128,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,719,000 | 803,094,000 | 807,431,000 | 799,806,000 |
| Interest-bearing deposits | 664,413,000 | 642,487,000 | 647,283,000 | 635,905,000 |
| Noninterest-bearing deposits | 156,306,000 | 160,607,000 | 160,148,000 | 163,901,000 |
| Equity capital | 105,412,000 | 98,405,000 | 92,757,000 | 101,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,132,000 | 14,748,000 | 22,784,000 | 31,470,000 |
| Interest expense | 602,000 | 1,195,000 | 2,001,000 | 3,185,000 |
| Net interest income | 6,530,000 | 13,553,000 | 20,783,000 | 28,285,000 |
| Noninterest income | 725,000 | 1,473,000 | 2,219,000 | 3,067,000 |
| Noninterest expense | 5,467,000 | 11,260,000 | 16,896,000 | 24,819,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | -420,000 |
| Pretax income | -799,000 | -3,554,000 | -3,376,000 | 7,255,000 |
| Income tax | -216,000 | -899,000 | -864,000 | 1,579,000 |
| Net income | -583,000 | -2,655,000 | -2,512,000 | 5,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,756,000 | 108,684,000 | 108,827,000 | 117,015,000 |