Call reports 2021
PENTUCKET BANK — 2021
What PENTUCKET BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 947,635,000 | 929,171,000 | 932,686,000 | 977,461,000 |
| Total loans | 713,165,000 | 713,757,000 | 693,621,000 | 711,158,000 |
| Allowance for loan losses | 6,877,000 | 7,267,000 | 7,428,000 | 7,435,000 |
| Securities available for sale | 114,053,000 | 117,177,000 | 112,045,000 | 113,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,737,000 | 770,049,000 | 777,773,000 | 824,161,000 |
| Interest-bearing deposits | 625,085,000 | 623,818,000 | 629,534,000 | 659,702,000 |
| Noninterest-bearing deposits | 149,652,000 | 146,231,000 | 148,239,000 | 164,459,000 |
| Equity capital | 102,913,000 | 105,959,000 | 107,592,000 | 111,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,376,000 | 14,639,000 | 23,587,000 | 30,609,000 |
| Interest expense | 840,000 | 1,543,000 | 2,211,000 | 2,845,000 |
| Net interest income | 6,536,000 | 13,096,000 | 21,376,000 | 27,764,000 |
| Noninterest income | 653,000 | 1,528,000 | 2,234,000 | 3,003,000 |
| Noninterest expense | 5,477,000 | 11,493,000 | 16,812,000 | 23,295,000 |
| Provision for loan losses | 600,000 | 975,000 | 1,125,000 | 1,125,000 |
| Pretax income | 3,277,000 | 6,187,000 | 9,256,000 | 13,780,000 |
| Income tax | 741,000 | 1,387,000 | 2,183,000 | 3,082,000 |
| Net income | 2,536,000 | 4,800,000 | 7,073,000 | 10,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,178,000 | 105,441,000 | 107,715,000 | 111,339,000 |