Call reports 2020
PENTUCKET BANK — 2020
What PENTUCKET BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 821,571,000 | 872,878,000 | 890,499,000 | 917,858,000 |
| Total loans | 664,668,000 | 717,153,000 | 715,842,000 | 708,635,000 |
| Allowance for loan losses | 4,857,000 | 5,488,000 | 5,886,000 | 6,269,000 |
| Securities available for sale | 75,655,000 | 66,170,000 | 72,812,000 | 98,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,317,000 | 712,104,000 | 724,775,000 | 746,362,000 |
| Interest-bearing deposits | 578,960,000 | 569,306,000 | 587,924,000 | 598,203,000 |
| Noninterest-bearing deposits | 94,358,000 | 142,798,000 | 136,851,000 | 148,159,000 |
| Equity capital | 92,594,000 | 95,625,000 | 97,434,000 | 102,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,016,000 | 15,560,000 | 22,886,000 | 30,468,000 |
| Interest expense | 2,178,000 | 3,803,000 | 5,065,000 | 6,066,000 |
| Net interest income | 5,838,000 | 11,757,000 | 17,821,000 | 24,402,000 |
| Noninterest income | 706,000 | 1,316,000 | 2,135,000 | 2,759,000 |
| Noninterest expense | 5,678,000 | 11,196,000 | 16,708,000 | 23,443,000 |
| Provision for loan losses | 99,000 | 739,000 | 1,114,000 | 1,489,000 |
| Pretax income | -5,222,000 | -1,747,000 | 597,000 | 4,411,000 |
| Income tax | -1,327,000 | -554,000 | -51,000 | 794,000 |
| Net income | -3,895,000 | -1,193,000 | 648,000 | 3,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,129,000 | 95,832,000 | 97,672,000 | 100,641,000 |