Call reports 2019
PENTUCKET BANK — 2019
What PENTUCKET BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 777,330,000 | 794,804,000 | 793,703,000 | 808,795,000 |
| Total loans | 600,620,000 | 616,206,000 | 633,690,000 | 662,177,000 |
| Allowance for loan losses | 4,279,000 | 4,315,000 | 4,423,000 | 4,772,000 |
| Securities available for sale | 89,516,000 | 85,674,000 | 78,381,000 | 79,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,558,000 | 665,593,000 | 653,690,000 | 666,954,000 |
| Interest-bearing deposits | 556,979,000 | 571,940,000 | 557,308,000 | 574,962,000 |
| Noninterest-bearing deposits | 95,578,000 | 93,653,000 | 96,383,000 | 91,992,000 |
| Equity capital | 92,483,000 | 94,302,000 | 95,338,000 | 95,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,391,000 | 15,127,000 | 22,735,000 | 30,387,000 |
| Interest expense | 1,964,000 | 4,321,000 | 6,599,000 | 8,865,000 |
| Net interest income | 5,427,000 | 10,806,000 | 16,136,000 | 21,522,000 |
| Noninterest income | 638,000 | 1,307,000 | 2,074,000 | 2,675,000 |
| Noninterest expense | 5,459,000 | 10,928,000 | 16,234,000 | 21,961,000 |
| Provision for loan losses | 30,000 | 60,000 | 156,000 | 530,000 |
| Pretax income | 3,166,000 | 4,420,000 | 5,340,000 | 6,568,000 |
| Income tax | 674,000 | 892,000 | 1,047,000 | 1,261,000 |
| Net income | 2,492,000 | 3,528,000 | 4,293,000 | 5,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,210,000 | 95,246,000 | 96,011,000 | 97,024,000 |
| Total capital | 98,534,000 | 99,612,000 | 100,484,000 | 101,843,000 |
| Risk-weighted assets | 592,042,000 | 592,683,000 | 609,810,000 | 636,252,000 |