Call reports 2018
PENTUCKET BANK — 2018
What PENTUCKET BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 709,713,000 | 739,135,000 | 750,768,000 | 753,767,000 |
| Total loans | 569,263,000 | 591,135,000 | 598,186,000 | 593,199,000 |
| Allowance for loan losses | 4,278,000 | 4,370,000 | 4,409,000 | 4,244,000 |
| Securities available for sale | 96,908,000 | 102,053,000 | 103,558,000 | 114,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,681,000 | 600,813,000 | 627,164,000 | 635,361,000 |
| Interest-bearing deposits | 491,107,000 | 511,225,000 | 537,867,000 | 539,476,000 |
| Noninterest-bearing deposits | 95,574,000 | 89,589,000 | 89,297,000 | 95,886,000 |
| Equity capital | 87,983,000 | 88,245,000 | 89,881,000 | 89,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,398,000 | 13,083,000 | 20,156,000 | 27,551,000 |
| Interest expense | 1,217,000 | 2,599,000 | 4,277,000 | 6,135,000 |
| Net interest income | 5,181,000 | 10,484,000 | 15,879,000 | 21,416,000 |
| Noninterest income | 579,000 | 1,191,000 | 1,856,000 | 2,490,000 |
| Noninterest expense | 5,144,000 | 10,427,000 | 15,607,000 | 20,996,000 |
| Provision for loan losses | 87,000 | 175,000 | 262,000 | 321,000 |
| Pretax income | 1,980,000 | 3,381,000 | 4,767,000 | 6,413,000 |
| Income tax | 377,000 | 621,000 | 870,000 | 1,152,000 |
| Net income | 1,603,000 | 2,760,000 | 3,897,000 | 5,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,713,000 | 89,869,000 | 91,007,000 | 92,370,000 |
| Total capital | 94,623,000 | 95,500,000 | 97,218,000 | 96,860,000 |
| Risk-weighted assets | 565,946,000 | 588,663,000 | 594,525,000 | 581,757,000 |