Call reports 2017
PENTUCKET BANK — 2017
What PENTUCKET BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 684,780,000 | 687,589,000 | 701,423,000 | 713,853,000 |
| Total loans | 531,022,000 | 538,487,000 | 549,779,000 | 566,456,000 |
| Allowance for loan losses | 4,300,000 | 4,199,000 | 4,292,000 | 4,303,000 |
| Securities available for sale | 106,877,000 | 104,443,000 | 100,181,000 | 104,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 553,316,000 | 561,563,000 | 580,809,000 | 589,766,000 |
| Interest-bearing deposits | 458,269,000 | 465,486,000 | 480,785,000 | 490,899,000 |
| Noninterest-bearing deposits | 95,047,000 | 96,076,000 | 100,024,000 | 98,868,000 |
| Equity capital | 85,663,000 | 87,184,000 | 88,235,000 | 89,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,877,000 | 11,935,000 | 18,213,000 | 24,552,000 |
| Interest expense | 841,000 | 1,794,000 | 2,882,000 | 4,074,000 |
| Net interest income | 5,036,000 | 10,141,000 | 15,331,000 | 20,478,000 |
| Noninterest income | 1,144,000 | 1,997,000 | 2,561,000 | 3,149,000 |
| Noninterest expense | 4,960,000 | 9,877,000 | 14,744,000 | 19,776,000 |
| Provision for loan losses | 80,000 | 160,000 | 690,000 | 770,000 |
| Pretax income | 2,802,000 | 4,286,000 | 5,440,000 | 6,559,000 |
| Income tax | 652,000 | 919,000 | 1,157,000 | 1,781,000 |
| Net income | 2,150,000 | 3,367,000 | 4,283,000 | 4,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,805,000 | 86,022,000 | 86,937,000 | 87,431,000 |
| Total capital | 91,216,000 | 92,348,000 | 93,531,000 | 94,579,000 |
| Risk-weighted assets | 556,205,000 | 561,035,000 | 562,014,000 | 570,931,000 |