Call reports 2016
PENTUCKET BANK — 2016
What PENTUCKET BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 649,551,000 | 654,667,000 | 662,776,000 | 674,425,000 |
| Total loans | 470,859,000 | 477,810,000 | 490,551,000 | 514,056,000 |
| Allowance for loan losses | 4,058,000 | 4,164,000 | 4,099,000 | 4,215,000 |
| Securities available for sale | 118,934,000 | 123,986,000 | 119,338,000 | 113,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,103,000 | 536,099,000 | 550,804,000 | 548,899,000 |
| Interest-bearing deposits | 458,955,000 | 455,371,000 | 459,712,000 | 452,615,000 |
| Noninterest-bearing deposits | 80,148,000 | 80,728,000 | 91,092,000 | 96,284,000 |
| Equity capital | 81,587,000 | 82,940,000 | 83,502,000 | 83,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,650,000 | 11,288,000 | 16,960,000 | 22,775,000 |
| Interest expense | 808,000 | 1,611,000 | 2,436,000 | 3,266,000 |
| Net interest income | 4,842,000 | 9,677,000 | 14,524,000 | 19,509,000 |
| Noninterest income | 528,000 | 1,078,000 | 1,624,000 | 2,181,000 |
| Noninterest expense | 4,693,000 | 9,235,000 | 13,882,000 | 18,740,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 210,000 |
| Pretax income | 1,423,000 | 3,222,000 | 4,234,000 | 5,409,000 |
| Income tax | 426,000 | 883,000 | 1,101,000 | 1,352,000 |
| Net income | 997,000 | 2,339,000 | 3,133,000 | 4,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,824,000 | 80,967,000 | 81,761,000 | 82,655,000 |
| Total capital | 85,836,000 | 87,057,000 | 87,801,000 | 89,061,000 |
| Risk-weighted assets | 516,353,000 | 529,374,000 | 532,571,000 | 553,739,000 |