Call reports 2014
PENTUCKET BANK — 2014
What PENTUCKET BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 642,609,000 | 658,673,000 | 651,762,000 | 663,668,000 |
| Total loans | 475,815,000 | 473,574,000 | 469,916,000 | 475,988,000 |
| Allowance for loan losses | 4,132,000 | 4,366,000 | 4,476,000 | 3,773,000 |
| Securities available for sale | 126,082,000 | 126,114,000 | 131,835,000 | 128,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,540,000 | 552,901,000 | 546,552,000 | 557,845,000 |
| Interest-bearing deposits | 471,996,000 | 482,471,000 | 473,298,000 | 481,515,000 |
| Noninterest-bearing deposits | 63,544,000 | 70,430,000 | 73,254,000 | 76,330,000 |
| Equity capital | 75,145,000 | 77,337,000 | 77,511,000 | 78,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,664,000 | 11,321,000 | 16,921,000 | 22,577,000 |
| Interest expense | 1,108,000 | 2,299,000 | 3,508,000 | 4,640,000 |
| Net interest income | 4,556,000 | 9,022,000 | 13,413,000 | 17,937,000 |
| Noninterest income | 507,000 | 1,016,000 | 1,536,000 | 2,072,000 |
| Noninterest expense | 4,348,000 | 8,699,000 | 13,105,000 | 17,582,000 |
| Provision for loan losses | 90,000 | 324,000 | 414,000 | 504,000 |
| Pretax income | 2,193,000 | 3,155,000 | 3,887,000 | 4,477,000 |
| Income tax | 660,000 | 824,000 | 963,000 | 1,022,000 |
| Net income | 1,533,000 | 2,331,000 | 2,924,000 | 3,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,200,000 | 73,997,000 | 74,591,000 | 75,122,000 |
| Total capital | 79,421,000 | 80,764,000 | 81,230,000 | 81,869,000 |
| Risk-weighted assets | 443,727,000 | 443,539,000 | 447,456,000 | 457,066,000 |