Call reports 2013
PENTUCKET BANK — 2013
What PENTUCKET BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 638,855,000 | 644,520,000 | 641,462,000 | 646,006,000 |
| Total loans | 458,641,000 | 459,490,000 | 464,767,000 | 468,026,000 |
| Allowance for loan losses | 4,202,000 | 4,141,000 | 4,326,000 | 4,068,000 |
| Securities available for sale | 132,934,000 | 128,145,000 | 133,028,000 | 130,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,820,000 | 544,077,000 | 542,272,000 | 539,385,000 |
| Interest-bearing deposits | 481,000,000 | 481,114,000 | 476,444,000 | 472,864,000 |
| Noninterest-bearing deposits | 54,820,000 | 62,962,000 | 65,828,000 | 66,521,000 |
| Equity capital | 70,667,000 | 69,453,000 | 71,003,000 | 73,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,959,000 | 11,683,000 | 17,376,000 | 23,588,000 |
| Interest expense | 1,336,000 | 2,588,000 | 3,802,000 | 4,938,000 |
| Net interest income | 4,623,000 | 9,095,000 | 13,574,000 | 18,650,000 |
| Noninterest income | 515,000 | 1,047,000 | 1,529,000 | 2,082,000 |
| Noninterest expense | 4,287,000 | 8,566,000 | 12,685,000 | 17,242,000 |
| Provision for loan losses | 180,000 | 360,000 | 510,000 | 660,000 |
| Pretax income | 1,919,000 | 3,102,000 | 4,050,000 | 5,508,000 |
| Income tax | 514,000 | 803,000 | 1,011,000 | 1,398,000 |
| Net income | 1,405,000 | 2,299,000 | 3,039,000 | 4,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,961,000 | 69,855,000 | 70,595,000 | 71,667,000 |
| Total capital | 74,555,000 | 75,242,000 | 76,639,000 | 78,354,000 |
| Risk-weighted assets | 432,951,000 | 434,960,000 | 437,425,000 | 438,433,000 |