Call reports 2012
PENTUCKET BANK — 2012
What PENTUCKET BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 642,217,000 | 645,758,000 | 644,493,000 | 644,872,000 |
| Total loans | 431,105,000 | 436,055,000 | 444,431,000 | 453,077,000 |
| Allowance for loan losses | 3,612,000 | 3,862,000 | 4,057,000 | 4,025,000 |
| Securities available for sale | 157,977,000 | 155,108,000 | 145,040,000 | 144,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,725,000 | 550,022,000 | 545,634,000 | 543,419,000 |
| Interest-bearing deposits | 491,024,000 | 492,737,000 | 486,661,000 | 482,777,000 |
| Noninterest-bearing deposits | 54,701,000 | 57,285,000 | 58,974,000 | 60,641,000 |
| Equity capital | 65,652,000 | 66,275,000 | 68,325,000 | 68,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,428,000 | 12,862,000 | 19,110,000 | 25,236,000 |
| Interest expense | 1,703,000 | 3,274,000 | 4,776,000 | 6,204,000 |
| Net interest income | 4,725,000 | 9,588,000 | 14,334,000 | 19,032,000 |
| Noninterest income | 554,000 | 1,045,000 | 1,839,000 | 2,214,000 |
| Noninterest expense | 4,541,000 | 9,188,000 | 13,389,000 | 18,015,000 |
| Provision for loan losses | 300,000 | 525,000 | 725,000 | 875,000 |
| Pretax income | 1,268,000 | 2,473,000 | 3,832,000 | 4,401,000 |
| Income tax | 381,000 | 732,000 | 994,000 | 981,000 |
| Net income | 887,000 | 1,741,000 | 2,838,000 | 3,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,023,000 | 65,877,000 | 66,974,000 | 67,556,000 |
| Total capital | 69,380,000 | 69,915,000 | 71,757,000 | 72,246,000 |
| Risk-weighted assets | 437,092,000 | 436,228,000 | 433,024,000 | 435,541,000 |