Call reports 2011
PENTUCKET BANK — 2011
What PENTUCKET BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 618,339,000 | 638,320,000 | 650,028,000 | 642,768,000 |
| Total loans | 459,710,000 | 453,101,000 | 435,498,000 | 432,194,000 |
| Allowance for loan losses | 4,302,000 | 4,600,000 | 3,412,000 | 3,347,000 |
| Securities available for sale | 98,440,000 | 124,431,000 | 132,812,000 | 136,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,326,000 | 542,134,000 | 553,923,000 | 550,145,000 |
| Interest-bearing deposits | 478,284,000 | 491,407,000 | 499,249,000 | 492,468,000 |
| Noninterest-bearing deposits | 49,042,000 | 50,727,000 | 54,674,000 | 57,677,000 |
| Equity capital | 63,246,000 | 64,406,000 | 63,646,000 | 64,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,997,000 | 13,705,000 | 20,410,000 | 27,087,000 |
| Interest expense | 2,026,000 | 3,986,000 | 5,931,000 | 7,790,000 |
| Net interest income | 4,971,000 | 9,719,000 | 14,479,000 | 19,297,000 |
| Noninterest income | 480,000 | 1,091,000 | 1,722,000 | 2,380,000 |
| Noninterest expense | 4,092,000 | 8,299,000 | 12,284,000 | 17,612,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,250,000 | 1,490,000 |
| Pretax income | 1,454,000 | 2,544,000 | 3,895,000 | 4,582,000 |
| Income tax | 546,000 | 892,000 | 1,319,000 | 1,432,000 |
| Net income | 908,000 | 1,652,000 | 2,576,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,895,000 | 62,638,000 | 62,898,000 | 63,546,000 |
| Total capital | 67,077,000 | 68,109,000 | 66,310,000 | 67,301,000 |
| Risk-weighted assets | 435,181,000 | 433,289,000 | 425,297,000 | 427,013,000 |