Call reports 2010
PENTUCKET BANK — 2010
What PENTUCKET BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 618,618,000 | 621,964,000 | 615,586,000 | 619,465,000 |
| Total loans | 448,178,000 | 463,449,000 | 460,375,000 | 462,810,000 |
| Allowance for loan losses | 3,293,000 | 3,459,000 | 3,702,000 | 4,003,000 |
| Securities available for sale | 108,424,000 | 100,962,000 | 104,265,000 | 95,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,892,000 | 540,360,000 | 532,347,000 | 532,741,000 |
| Interest-bearing deposits | 487,164,000 | 492,359,000 | 483,591,000 | 478,832,000 |
| Noninterest-bearing deposits | 45,728,000 | 48,001,000 | 48,756,000 | 53,909,000 |
| Equity capital | 58,628,000 | 59,011,000 | 61,353,000 | 62,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,162,000 | 14,460,000 | 21,767,000 | 28,982,000 |
| Interest expense | 2,970,000 | 5,616,000 | 8,010,000 | 10,277,000 |
| Net interest income | 4,192,000 | 8,844,000 | 13,757,000 | 18,705,000 |
| Noninterest income | 487,000 | 1,024,000 | 1,492,000 | 1,946,000 |
| Noninterest expense | 3,932,000 | 7,875,000 | 11,624,000 | 15,425,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 626,000 | 1,740,000 | 3,163,000 | 4,562,000 |
| Income tax | 58,000 | 385,000 | 835,000 | 1,306,000 |
| Net income | 568,000 | 1,355,000 | 2,328,000 | 3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,987,000 | 58,074,000 | 60,059,000 | 60,987,000 |
| Total capital | 61,379,000 | 61,533,000 | 63,930,000 | 65,594,000 |
| Risk-weighted assets | 438,044,000 | 437,985,000 | 449,618,000 | 444,210,000 |