Call reports 2002
PENTUCKET BANK — 2002
What PENTUCKET BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 269,372,000 | 286,078,000 | 312,873,000 | 322,869,000 |
| Total loans | 155,419,000 | 161,455,000 | 164,790,000 | 173,665,000 |
| Allowance for loan losses | 1,179,000 | 1,237,000 | 1,297,000 | 1,385,000 |
| Securities available for sale | 79,449,000 | 90,643,000 | 121,993,000 | 129,503,000 |
| Securities held to maturity | 4,970,000 | 3,972,000 | 3,473,000 | 2,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,235,000 | 237,399,000 | 261,809,000 | 265,568,000 |
| Interest-bearing deposits | 203,734,000 | 216,663,000 | 238,459,000 | 243,476,000 |
| Noninterest-bearing deposits | 19,501,000 | 20,736,000 | 23,350,000 | 22,092,000 |
| Equity capital | 40,571,000 | 41,692,000 | 42,169,000 | 43,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,079,000 | 8,290,000 | 12,714,000 | 17,267,000 |
| Interest expense | 1,723,000 | 3,423,000 | 5,278,000 | 7,162,000 |
| Net interest income | 2,356,000 | 4,867,000 | 7,436,000 | 10,105,000 |
| Noninterest income | 102,000 | 258,000 | 372,000 | 485,000 |
| Noninterest expense | 1,557,000 | 3,188,000 | 4,848,000 | 6,525,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 270,000 |
| Pretax income | 1,054,000 | 2,307,000 | 3,415,000 | 4,622,000 |
| Income tax | 357,000 | 790,000 | 1,172,000 | 1,589,000 |
| Net income | 697,000 | 1,517,000 | 2,243,000 | 3,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,546,000 | 39,366,000 | 40,092,000 | 40,840,000 |
| Total capital | 40,690,000 | 41,149,000 | 41,389,000 | 42,225,000 |
| Risk-weighted assets | 170,004,000 | 197,030,000 | 220,832,000 | 222,577,000 |